Do you know about Marine Island Pangkor, near Pangkor Island in Perak, Malaysia? This island is man-made of a premier resort off the coast of Teluk Batik in Pulau Pangkor! Stress job? Boring to sit at home during the school holidays? Come to get the view of  the beautiful sea and sky breeze make you become comfortable and enjoy the fun activities when you are in the happiness zone of island!


How go to Marine Island Pangkor Resort in Pangkor, Perak Malaysia?

By Car, just take 3 hours to reach there via the North South Highway, exit at Batu Gajah/Gopeng toll plaza and follow the sign to Lumut. Then you follow to the Teluk Batik and reach the Marine Island Pangkor at lastly. You can use WAZE or Google Maps if you not sure.


If you ask about need to take a boat ride to reach this island? No! Marine Island Pangkor have a bridge to connect the mainland. They also have ferry terminal too. I see many people went there! You can stay at this resort in Marine Island Pangkor, within take a ferry ride to Pangkor Island, a very famous of tourist destination in 7 minutes only, saving your time!

Marine Island Pangkor Resort, Great Family Vacation for the School Holidays!

If your family love the beach and calm of relaxation place, so the Marine Island Pangkor Resort & Hotel are perfect for an ideal beach holiday. Then, you better to get your kids to join the physical activities than sit in home to play the PlayStation game or gadgets and watch TV cartoon! There are 8 best activities which your family and you shouldn't miss!

1. Frenzy Hippo WaterPark

Frenzy Hippo WaterPark is high-recommendation of attraction for your family to play it! It's about a bigger than 24 badminton courts floating playland! It also get 41 obstacles of challenge while you have to face the challenges, don't worry the staffs who take care of you. They will teach your children to learn how to do balancing on the floating playland! I also experienced it before, not easy. It need your stamina and strong physical to play, but it is very fun!


As you know, this newly open Hippo Frenzy just launched on last October 2018. It has a maximun capacity is 120 pax. They advised everyone to wear life jackets because we have to wade 30m in the water to reach it. Don't worry, there is a speed boat to carry you across if you don't know how to swim! I enjoyed to crawl or jump to meet a big Hippo so cute! Haha.


When we are tired, we decided to take a short break before we continue to play because it is very big floating waterpark make us non-stop to explore around! It is very good experience for a big family to become closer in a relationship-bonding when they can join the Frenzy Hippo WaterPark!

2. Batik Drawing Class

Get the opportunity to learn about the batik painting. You can get your own batik as a gift souvenirs for your friends or relatives after you participate in this workshop! Discover your talent of painting when you learn everything with a teacher who guide you to paint on your master piece of batik  painting.


I love to paint so very much because long time I don't use hand-on drawing/ painting. Mostly, I do my digital of graphic design. Luckily, I knew how to do batik since I was studying in Art class.


I chose my cute OWL batik painting as my face looks like a owl night? Haha. Everyone put a display of the final art of batik painting together. All are beautiful so colorfully!

3. ST Family Themepark

ST Family Theme Park also have many type of cars and bikes like ATV Car, Harley Bike, Drift, F1 Go Cart, Big Wheel Car, One Wheel & Two Wheel, Mini Car, Robots, and many! All different size of cars / bike can be available for adults or kids can play together. No worries, they also open for 24 hours. Many people come to enjoy them at evening or late night!


I love to bike a car so very much! I excited to be faster when I complete with my mom Hehe. First time, my mom and I ride a Big Wheel, but it is rolling make us  felt like fall down, but it just like us go back/forward in the moving of roll so non-stop. Confused!




4. Giant Grouper Fish Feeding

There are 10 giant Grouper fishes weighing more than 100kg! When we feed food, so suddenly grouper fishes jump to eat more! Crazy!



5. Raft Building Team

We joined to learn about how to build a raft using raffia strings. We need to study about the survival skills. Imagine if we washed away to an island... This is good team building of activity for the companies to do the teamwork.


6. Fishing Pond

If you are beginner, they can teach you about how to use a fishing rod, so you can give your try to fish in this big pond, but you have to be patience so much. Not easy to catch. If you are fishing lover, you try it out! This fishing pond is open for 24 hours.



7. Sunset Luxury Cruise

If you like to watch the sunset from a cruise, your family can take a ride in sea around the Pangkor Island for 3 hours. Don't worry, they also prepare the snacks and drinks. First time, we enjoyed to view a beautiful sky of landscape when we ride in a Catamaran named Psycho Puss.


A captain is friendly and happy to chat-chit with us. We experienced to ride with our captain in the speed boat so faster!

8. Campfire

Love to watch the campfire? Or experience to sleep in the tent? Make an arrangement with the staff, so they can set up the tents near a campfire. This camping is suitable for students, especially they always come to this place during their school holidays only.


9. DIY Hawaiian BBQ Dinner

Want to eat the grilled BBQ dinner buffet? Make reservation with them first before the dinner time. We invited to experience the DIY Hawaiian BBQ dinner buffet. The Hawaiian performance are really great! Funny, we enjoyed to dance with them together!


10. Nearest the Lumut Town

When you visit the Lumut town, you must buy the souvenirs, fried satay fish and blue eyed anchovies. If you not sure about the history of Lumut, you can drop at the Tourism Malaysia office in Lumut. There are two long serving over 25 years of dedicated staffs who can offer the travel tips and give the information for the backpackers/ travelers.


And you also can explore more at outside the Marine Island Pangkor island! It is accessible to Pangkor Island, Sitiwan, Teluk Intan and Ipoh in Perak, Malaysia. If you want to know more interesting places such as Mr Honey Bee farm, and Tua Pek Kong Temple in Pasir Panjang, head to read my other post, click link here.

Enjoy energetic activities, relaxing island escapes, island hopping and incredible scenery and more, ya! That is why you all need a break from the real world to make new memories with your family & friends for school holidays! Just add the Marine Island Pangkor Resort into your list of bucket trip if you decide to get the cheap hotel.

Please visit this website to make your booking at https://marinaislandpangkorresort.com/

Marina Sanctuary Resort Sdn Bhd
KM 1, Teluk Muroh, 32200 Lumut, Perak, Malaysia.
KLSO :  016-661 9800
Front Office (Marina Island):  016-559 7400
E : enquiries@marinaisland.com

Like to know more information about the Marine Island Pangkor, head to their website: https://marinaisland.com

The Media trip with the Marine Island Pangkor was amazing, thanks to Marine Island Resort & Hotel and Tourism Malaysia! Thank you for more fun times than I ever could have imagined when my mom and I enjoyed to stay in Marine Island Pangkor for 3 days and 2 nights!

What is it like to buy your very first own property? Are you considering to buy a new private condominium in Bishan or Housing Development Board unit (HDB) in Clementi? Many would ask themselves this before setting their foot to unlock their life milestone. Here’s the answer, buying your first property is like getting married, a major commitment that requires whole lot of money and strap up your belt because you will be riding through this phase like a roller coaster, full of ups and downs. Now, perhaps you want to talk about doing it second time as a form of investment. That doesn’t make it any easier and here is what you need to consider before becoming a property investor. Here are some questions to ask yourself if you have the ability or capability to be a property investor.

1. As a property investor, are you able to pay off your current home loan? 

Let’s put aside issues like sky-high taxes or vacancies cost, and look at something very basic; your Loan to Value (LTV) ratio. The LTV ratio is how much you can borrow from bank to finance your property. The ideal LTV rate is 80 per cent, which is the usual maximum, meaning that the bank will loan you up to 80 per cent of the property price or valuation (whichever is lower).

However, if you have an outstanding home loan, like additional outstanding mortgage, your maximum LTV drops to 60 per cent. So until you have fully paid off your first mortgage, for the time being, you may consider looking into investing some Real Estate Investment Trusts (REITs) if you want the investment exposure.

2. Do you have a huge savings fund?
If you are landlord, you can’t always rely on your rental income to cover all of your costs. You will need to have sufficient savings to continuously service the loan that can still support you through the down periods. Even as a last resort, which is to sell off the house, it is impossible for you to call your agent today and have it sold by end of the day. It’s not a fast consuming goods, it will take a couple of months to find a buyer and get a decent price.

Your savings fund should include your property loans for at least six months, home repairs, maintenance fees and others. You will need to work out these combined costs of all these for half a year and have a large enough monetary buffer stashed aside before you begin your journey as landlord.

3. How many research and study is enough?
The more the better, you will need to learn calculate your rental yields, study the historical price movements around the area, well-informed on the Urban Redevelopment Authority’s (URA) master plan. However, by the time you hear the property hot spot, it’s too late as the properties’ prices rise before the media report about it. By then, there is no point in going through the news’ property section or attending seminars. You will need to roll up your sleeves and get down to the ground, spending time looking up and down for that hidden gem.

Though property investment may seem easier than said but it is often a prelude to losing a lot of money. It also pays to bear in mind that due to liquidity and high amounts of capital involved, mistakes committed in the property market can be more punishing.

4. How many ways to identify which property is bought and sold?
Often property properties will have to use different methods to get their financing they need. In certain situations, you may be better off setting up a company and handling your property assets through it. You may need to use asset backed loans, which you use a stock portfolio or other properties you own as collateral. You may want to learn how property auctions work which you can get a better deal at a mortgagee sale. We are not saying you have to know all this stuff, but it could make a difference when you are out there navigating the choppy waters.

5. Are you ready to handle all taxes and fees?
On Additional Buyers Stamp Duty (ABSD), Singapore citizens pay an additional seven per cent of the property price, when buying the second property. For third property, citizens pay an additional 10 per cent of the property price. As for Singapore permanent residents (SPR), there is ABSD of 10 per cent on the second and subsequent properties.

If there’s ABSD, there’s Seller Stamp Duty (SSD) too, a hefty tax imposed if you sell property within three years of buying it. You can go here to check out on the SSD.

In addition, you will need to know how the tax rates work out on your property investment. Non-owner occupied residential properties have a higher tax rate. On top of that, you will need to know the tax deductions you can claim like maintenance fees, utility bills and the interest rate on your property loan.

If you are not very clear with these specifics, you cannot accurately work out the potential return from your property asset.

First time, my good friend, Woan Koon and I went to the Midvalley Convention Center because we invited to attend the Ginn Fairy Queen Beauty Pageant Korea & Star Brand Awards International Ceremony's Press Conference on last 28th October 2018. The first-ever truly international Beauty Pageant to be held in Korea is slated for 25th May 2019 and will witness Pageant Participants from Malaysia, China (including the SAR of HK), and South Korea itself! First time, we met a famous ambassador, Ms. Ginn Fairy Queen Beauty Pageant (Korea) who presented there!


According to their press conference, the usually homogenous peninsula nation of Korea is opening its doors to a wave of new trade and talent interest from South East Asia and the Asia Pacific to more effectively introduce its intrinsic culture and commercial viability beyond K-entertainment and a small sub-section of the beauty industry. This constitutes the Korean Wave 2.0 sweeping out from this "Gentle Nation".


Ginn International, which is based in HK with a strong presence in South Korea and South East Asia, is poised to ride on this next wave of K-trends via a strong collaboration with the Arts & Cultural Organizations of South Korea.
Since 2017, Ginn International has begun working with the Federation of Arts & Culture Organizations of Korea (FACO) via the Appointment of its Founder (Ms Ginnie Lam) as the International Ambassador of the Senior Model Association of Korea (under FACO). This represents a strong interest by the Korean-government-affiliated body to spread its wings and influence beyond its local homogenous audience.

Towards this direction, Ginn International has participated in and organized multiple Cultural Showcases both in South Korea and abroad, with the Year 2018 featured theme of traditional Hanbok Fashion Runway Shows. This latest series of Press Conference activities reiterates Ginn International's commitment to promoting arts & culture as its core mission by announcing the upcoming international beauty pageant contest to bring the eyes of the world upon South Korea's multi-faceted cultural elements and artistic excellence.



During this Press Conference with some of KL's popular bloggers and mainstream media, Ginn International also announced its progress in the Star Brand Awards International program, a fully commercial initiative to connect South Korea's best lifestyle brands with the Digital Influencers' communities within South East Asia and the Asia Pacific. This is reflected in Ginn International's dedication to working closely with local bloggers, social media Influencers, and even national beauty pageant champions in its commercial activities such as Expos and Trade Fairs.


The Star Brand Awards International Grand Ceremony will be held in conjunction with the Ginn Fairy Queen International Beauty Pageant Finals on the 25th of May 2019, in Seoul (South Korea). The Grand Gala on this date will recognize 10 top Korean Brands and 10 top Digital Influencers from all across South East Asia and the Asia Pacific.


Ginn International's Series of Press Conference & Participation Call continues with the next stop in Guangzhou, China on 2nd November 2018, and thereafter in South Korea on 13th December 2018.


Ms Ginn is very friendly and also welcome us so openly with her big smile while we enjoyed to take photo with her!

So, Ms Ginn mentioned that the International Beauty Pageant will be held in Korea on 25 May 2019! If you interested to become the Ginn International's next Top Influence, please check out for more info at www.GinnInternational.com and register yourself as one of them! They also open to the companies who wish to participate for nomination or sponsorship arrangements may also send in their requests via the same website.


Through "I Love Coffee & Tea Expo", we are very happy when we get chance to close with a very beautiful Ms Ginnie Lam, the official Ambassador of Coffee & Tea Expo, in order to support the participating vendors so awesome! Because she is very celebrity among us! Hehe. We bought the snack, honey and coffee drink since we are coffee and tea lover! We are very thankful to Ms Sebrinah and Joanne Wee because they helped us a lot due they become our interpreter for a full day! We love them ❤!

Our ambassador meet & greet session is happening now at I Love Coffee & Tea Expo! Be sure to drop by & see you there! 😍 Date : 26 - 28 October 2018 Time : 10am - 10pm Venue : Mid Valley Exhibition Centre #tea #tealover #coffee #coffeelover #coffeeaddicted #coffeebean #coffeeforlife #coffeeexhibition #teaexhibition #foodandbeverage #midvalley #midvalleyexhibitioncentre #shoppingmall #foodandbeverageindustry #foodandbeverageexhibition #midvalleyexhibitioncentre #ilovecoffeeandteaexpo

A post shared by I Love Coffee Tea Expo🍵 (@ilovecoffeetea_expo) on Oct 28, 2018 at 1:42am PDT